Last Updated: May 18, 2025
At EMI Calculator Software, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our website, https://emicalculator.software/, and our EMI calculation tools.
1. Information We Collect
We may collect the following types of information when you use our website:
- Personal Information: We do not collect personally identifiable information (e.g., name, email address, or phone number) unless you voluntarily provide it through forms or inquiries.
- Usage Data: We collect non-personal information about your interactions with our website, such as your IP address, browser type, device information, pages visited, and time spent on the site.
- Loan Calculation Inputs: When you use our EMI calculators, you may input financial data (e.g., loan amount, interest rate, loan term). This data is not stored on our servers unless you explicitly download or export a report (e.g., PDF, Excel, or CSV), which is stored temporarily for your session.
- Cookies: We use cookies and similar technologies to enhance your experience, analyze site usage, and serve personalized ads (e.g., via Google AdSense). You can manage your cookie preferences through your browser settings.
2. How We Use Your Information
We use the collected information for the following purposes:
- To provide and improve our EMI calculation tools and services.
- To analyze website usage and optimize performance (e.g., via Google Analytics).
- To serve relevant advertisements through third-party ad networks (e.g., Google AdSense).
- To comply with legal obligations or protect our rights.
3. How We Share Your Information
We do not sell or rent your personal information to third parties. We may share your data in the following circumstances:
- Third-Party Service Providers: We use third-party services like Google Analytics and Google AdSense, which may collect and process usage data on our behalf. These providers have their own privacy policies.
- Legal Requirements: We may disclose your information if required by law or to protect our rights, safety, or property.
4. Data Security
We implement reasonable security measures to protect your data, such as secure server hosting and encryption for data transmission (HTTPS). However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Tracking Technologies
We use cookies to enhance your experience and serve ads. Types of cookies we use include:
- Essential Cookies: Necessary for the website to function properly.
- Analytics Cookies: To understand how users interact with our site (e.g., Google Analytics).
- Advertising Cookies: To display personalized ads (e.g., Google AdSense).
You can disable cookies in your browser settings, but this may affect the functionality of our website.
6. Third-Party Links
Our website may contain links to third-party sites (e.g., Google AdSense ads). We are not responsible for the privacy practices of these sites. We encourage you to review their privacy policies.
7. Your Rights
Depending on your location (e.g., under GDPR or CCPA), you may have the following rights regarding your data:
- Access, correct, or delete your personal information.
- Opt-out of targeted advertising (e.g., via Google AdSense settings).
- Request a copy of the data we have collected about you.
Please refer to our Contact page for details on how to exercise these rights.
8. Children's Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please reach out via our Contact page.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.